Investment %
Entry Age: 21 – 55

Earnings Guarantee Benefit:
Upon an IFA’s death or total and permanent disability, a lump sum equal to 12 months’ IFA earnings, as per the month prior to the claim event, is paid. In addition, a premium equal to the last monthly earnings earned will be paid every month for 2 years thereafter. If this is your first product, the first R20 of your premium will cover the cost of the Earnings Guarantee Benefit.

Investment Booster:
Provided no claim or surrender has been submitted in the relevant period: The last 120 Earnings Guarantee Benefit premiums paid are added to your investment account after each 120 Earnings Guarantee Benefit premiums are paid.

Inflation Protection:
Built-in annual increases protect your policy from the effects of inflation: premium increases by 10% annually.