Clientèle Wealth Plan
Entry Age: 18 – 54
|Initial Monthly Premium||Percentage Invested*|
|R300 – R400||90.0%|
|R401 – R500||92.5%|
Earnings Guarantee Benefit
Upon an IFA’s death or total and permanent disability, a lump sum equal to 12 months’ IFA earnings, as per the month prior to the claim event, is paid. In addition, a premium equal to the last monthly earnings earned will be paid every month for 2 years thereafter. If this is your first product, the first R22 of your premium will cover the cost of the Earnings Guarantee Benefit.
Provided no claim or surrender has been submitted in the relevant period: Last 120 Earnings Guarantee Benefit premiums paid are added to your investment account after each 120 Earnings Guarantee Benefit premiums are paid.
Built in annual increases protect your policy from the effects of inflation: premium increases by 10% annually.