Clientèle Classic Legal Plan
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Plan covers Civil, Labour and Criminal related matters.
Includes the Bail Protection Benefit if you are arrested for a minor crime and need bail, we will go to the police station and pay bail of up to R5,000 for you.
Legal Classic Plan Benefit
|Entry Ages||18 – 84|
|Annual Legal Cover||R255,000|
|Lifetime Legal Cover||R2.55
|Retrenchment Benefit will provide a 3-month grace period on your premium payments, should you be retrenched after you have paid 12 consecutive premiums.|
|Cover for IFA business related matters, where the dispute is not against another IFA.|
|Accidental Death Benefit for the Main Insured person.||R10,000|
|A Bail Protect Benefit, administered by Road Protect, which provides assistance in posting bail of up to R5,000 following arrest for a minor (and non-violent) crime.|
|Family cover for your spouse and 4 children under the age of 18 (21 if the child is a full time student). Proof of registration will be required at claims stage for full-time students on your policy.|
To protect your policy against the effects of inflation, your premium and legal benefits will increase by 10% every year. The Accidental Death Benefit on the Classic Legal Plan will increase by 6% per year.
Earnings Guarantee Benefit:
Upon an IFA’s death or total and permanent disability, a lump sum equal to 12 months’ IFA Earnings, as per the month prior to the claim event, is paid. In addition, a payment equal to the last monthly earnings earned will be paid for 2 years thereafter.
Optional Extended Members:
You can have 2 additional extended members covered at R30,000 at an additional premium of R26 each.
Optional Spouse Accidental Death Benefit:
You can add Spouse Accidental Death Benefit of R10,000 at an additional premium of R11.